Apologies, Stephen, because we do not disagree on your position. My words were not clear enough in that respect.

But decisions about anything, including how we deal with money, are decisions at heart, and that means our political system is the central theme and not money.

If we want the world to move toward where the happiest nations in the world are today (USA is not one of them), then we have to increase voter power so those making the decisions about money include all.

In the US, the decision makers only need to please those that give the candidates their win.

In the US, the decisions are based on the win among the winners. The majority vote among the ‘representatives’ that are majority-picked decides our financial reality. Notice how the mechanism occurs twice and not once as in a real democracy.

In Sweden, the majority decision is based on the majority of the voters. We do not have that. We have .6 of the voters getting their pick, and .6 of these folks deciding the win. That is .36 of the voters, not a majority.

In the US, we have an elitist democracy that functions best for the elite, moderately okay for the center part of society, and not at all for the very large bottom that cannot express themselves politically.

I hope this is very clear. Power must be in the hands of all for the financial decisions to become based on all.